Skill: Forecasting

What it is

The Forecasting skill strengthens the reliability of forecasts and improves the accuracy of projected cash flow. Where the Data Intelligence skill structures information, Forecasting focuses on predictive quality: it detects collection dates that do not reflect actual client payment behaviour, forecasts that could be more accurate using TellMe's models, and improvement opportunities across projected periods.

In this skill, TellMe does not act automatically. When it detects a relevant opportunity, it generates a suggestion that requires your review before any changes are applied.

What problem it solves

Once data is well structured, the challenge is anticipating what will happen with sufficient accuracy. In treasury, small accumulated deviations in forecasts can lead to unexpected liquidity pressure, idle cash or unnecessary internal transfers.

When projections do not accurately reflect real behaviour, projected cash flow loses its value as a decision-making tool. The Forecasting skill analyses historical patterns and improvement opportunities to keep forecasts as close as possible to future reality.

Task: Forecast date adjustment

Appears in: Guided Mode

Many clients do not pay on the exact due date. Some consistently pay a few days late, others pay early, and others follow seasonal patterns. This task detects forecasts whose collection date does not match historical patterns and proposes an update.

What TellMe does

TellMe analyses the historical payment behaviour of each client and compares the current forecast date with the date the model considers most likely. When the difference is significant, it generates a suggestion in Guided Mode.

What you see when a suggestion appears

A Forecasting skill suggestion appears in the Dock, indicating that forecasts have been detected whose dates could be adjusted. From it you can:

• Review: opens the detail view.
• Dismiss: discards the suggestion.

When opening View detail, you will see:

• The list of affected forecasts.
• The current date and the proposed date, with the difference in days.
• The reasoning, including the historical patterns detected.

All forecasts are selected by default. You can deselect individual ones before confirming.

When you confirm, TellMe applies the changes to the selected forecasts and records the action in Silent Mode.

Why it matters

Adjusting collection dates has a direct impact on the reliability of projected cash flow, liquidity planning and the early detection of treasury pressure.

Task: Projection improvement

Appears in: Guided Mode

Financial projections are made up of multiple individual forecasts spread across categories, periods and amounts. When these forecasts are managed manually or through a hybrid approach, periods without historical validation, amounts estimated without data support or one-off adjustments that go unreviewed can accumulate. The result is a less reliable overall projection.

What TellMe does

TellMe analyses the set of forecasts that make up a projection and identifies opportunities such as:

• Recalculating amounts where the model can offer greater accuracy.
• Adjusting periods that are skewing the overall projection.
• Identifying quantifiable improvements in specific segments of the projected scenario.
• Generating new individual forecasts that strengthen the consistency of the overall set.

When it detects a relevant opportunity, it generates a suggestion in Guided Mode.

What you see when a suggestion appears

The suggestion indicates that periods or categories have been identified with room for improvement. From it you can:

• Review: opens the detail view.
• Dismiss: discards the suggestion.

When opening View detail, you will see:

• A visual representation of the affected periods.
• Current values compared to proposed values.
• An estimated improvement in accuracy.
• The reasoning, including historical data and detected patterns.

When you confirm, TellMe applies the selected adjustments and records the action in Silent Mode.

Why it matters

A more accurate projection allows you to anticipate liquidity pressure more reliably, plan internal cash movements with greater confidence and reduce manual adjustments further down the line.